Discovery Capital Finance Corp.
Business owners at work

FINANCING FOR GROWTH

Business loans built around your next move.

Practical funding to help your business expand, invest, and manage day-to-day opportunities with confidence.

Apply now
Business owners reviewing plans

DISCOVERY BUSINESS LOAN

Funding that keeps your business moving.

For companies with urgent needs—from expansion and asset acquisition to daily operating cash—our SME business loan is designed to support your growing business.

Build greater financial stability, improve your operations, and meet your working-capital requirements with a financing partner that understands the pace of business.

Apply now

WHY DISCOVERY

A steady partner for ambitious SMEs.

Discovery supports SMEs as they work toward their business objectives. Our team is committed to product quality and service excellence, helping you access practical financing when it matters.

We aim to release loans within seven days, so you can spend less time waiting and more time moving your operations forward.

7

Working-day loan approval
upon completion of documents

Business owner planning with confidence

USE YOUR LOAN YOUR WAY

Reasons to get a business loan

Choose financing that supports the opportunity in front of you.

For business expansion

For asset acquisition

For debt consolidation

For business acquisition

For working capital

For bridge financing

SIMPLE FROM START TO FINISH

Three clear steps
to your loan.

A clear, guided process from your first application to receiving your funds—so you always know what happens next.

01START HERE

Application

Click Apply Now, then we’ll complete a basic verification of your submitted information and documents.

Apply now
02UP TO 7 DAYS

Approval

We target a seven-working-day approval once pertinent documents are complete, with updates sent by text message or phone call.

GET READY TO APPLY

General documentary requirements

01

Loan Application Form

Must be completely filled out and signed by the borrower.

02

Mayor's Permit

Must be unexpired and under the name of the borrower.

03

Bank Certification & Bank Statement

Submit at least six (6) months of bank statements.

04

Billing Statement

Must be under the name of the borrower.

05

Barangay Clearance

Must be under the business or borrower name and duly signed by the Barangay Captain.

06

BIR Certificate of Registration (2303)

Submit the original or updated BIR 2303 for verification.

07

Audited Financial Statements

Submit two (2) years of financial statements signed by an SEC-accredited external auditor.

08

Income Tax Returns

Submit BIR-received income tax returns for two consecutive years.

BASED ON YOUR BUSINESS TYPE

Additional requirements

Sole proprietorship

  • • DTI Registration
  • • Business TIN ID
  • • Government ID of business owners

Partnership

  • • SEC Certificate of Partnership
  • • Business TIN ID
  • • Articles of Partnership & By-Laws
  • • General Information Sheet
  • • Secretary Certificate (Discovery format)

Corporation

  • • SEC Certificate of Registration
  • • Business TIN ID
  • • Articles of Incorporation & By-Laws
  • • General Information Sheet
  • • Secretary Certificate (Discovery format)
Apply now