About the role
This full-time role evaluates loan applications, verifies borrower information, analyzes creditworthiness, and presents clear recommendations to the appropriate approving authority.
Job description
- Evaluate loan applications based on available data, ensuring accuracy of information through deduplication and verification processes.
- Review the borrower’s 5Cs of credit (character, capacity, capital, conditions, and collateral) to assess creditworthiness.
- Gather and analyze information from client-submitted documents, interviews, bank checks, trade and reference checks, industry evaluations, and credit investigation reports.
- Present evaluation results and recommendations to the appropriate approving authority for further review and decision-making.
Qualifications
- Bachelor's degree in Business, Economics, Marketing Management, Commerce, Finance, Banking, or a related field.
- Preferably at least 3 years of experience in the banking industry, leasing/financing institutions, or a similar role involving credit evaluation.
- Strong knowledge of credit processes, monitoring, and evaluation techniques.
- Excellent verbal and written communication skills.
- Highly self-motivated and detail-oriented, with the ability to work independently and meet deadlines.
Benefits
- Competitive Salary with Annual Increases
- Mid year Bonus (14th Month Pay)
- Performance Bonus (15th-16th Month Pay)
- Per Diem for branch visits
- Travel Incentives (Local or Abroad) with all expenses covered
- Employee Investment Opportunities
Comprehensive health benefits
- Health Maintenance Organization (HMO)
- Medical and Dental Allowance
- Life Insurance
Company provided
- Birthday Cake with Gift Certificate
- Complimentary breakfast every workday
- Lunch Allowance
- Monthly Employee Engagement Events
- Team Meeting Lunch Outs